Friday, March 9, 2007

How to get a good car insurance coverage and save on your premiums?

First of all, qualifies you car insurance company.

Purchase a car insurance policy only from company with at least an "A" rating from the insurance rating services. Eliminates those insurance companies that have bad services and with bad payment records.

Get Quotes from as many car insurance companies as possible. Start with the bigger and well- established companies. Consult the yellow pages for car insurance companies and agents in your area. Ask them for quotes and other related informations. Review the literatures and quotes from at least 3 companies. Use the internet to get more information and don't forget to ask for discounts. Compare and evaluate the information you have received, before deciding on with policy and company you want to sign the contract with.

Take time off to review your policy every year.The value of your car will reduce every year, and you should be reducing the amount of car insurance coverage. Review the discounts you may be eligible, from there you might be able to reduce your car insurance premium. Pay a bit of attentions and spend more time to details will gather you some savings definitely.

There are many ways you can save on car insurance premiums.

The amount of savings you can sort for will vary from policy to policy within the same car insurance company.

Check with your car insurance company: If you purchase more then one car, you might be eligible for discounts. If you or your family members have been accident-free or have had no moving violations for the past years, you may qualifies for a discount. If you drive a limited number of miles per year, you are also eligible for discounts. If you have completed some driver training courses offered by some special organisations or association, you may qualify for discounts. If you make neccessary arrangments to make it harder for thieves to steal your car by installing an ignition cut-off system, an alarm system, a tracking system, or a hood-and-wheel-locking device; discounts may be considered. If your car is equipped wtih air bags and automatic seat belts, you may be able to reduce your medical payments insurance premium. If you did installed antilock brakes to improve steering control and stability that reduces accidents, will also get you discounts from you car insurance company. If your kids lives away from home and does not have a car, you may even be eligible for a discount on your car insurance. If you have homeowner's or renter's insurance with the same car insurance company, you may get a discount on all these policies.

by RGann

RGann is an independent writer and marketer online. Ther are more ways to save money on car insurance. If you found this article useful you can learn a lot more about car insurance tips and resources by visiting http://at-car-insurance.com

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