Monday, April 16, 2007

Car Insurance for High Risk Drivers

If someone has judged or labeled you a high risk driver because of a mistake you made, take heart. Texas Home and Auto Insurance, founded by George White in 1983, has developed the best strategies and rates when it comes to quoting car insurance for high risk drivers. While you may see many businesses on late night TV commercials claiming to have the best deals on car insurance for high risk drivers, we advise you to use extreme caution when you encounter these outfits. This is because no carrier- not even Texas Home and Auto-can instantly give you the cheapest car insurance for high risk drivers. To write a policy with maximum value and affordability takes time, especially when writing car insurance for high risk drivers.

Before we even begin our process we release an assumption: namely, that car insurance for high risk drivers is a fixed absolute on the high end of the payment scale. If you haven't encountered this already, just call around to some of our competitors. They will ask you unfair little trick questions, and the minute they peg you as "high risk" they write you a policy with high premiums that remain high until your early thirties. On the other hand, at Texas Home and Auto Insurance, our perception avoids fixed ideas and instead moves fluidly from fact to fact when estimating car insurance for high risk drivers.

When we check your driving record for tickets and accidents, we are already thinking of ways we can discount your rates. We know how our competitors use driving records to overprice car insurance for high risk drivers. We, however, never limit the individual exclusively to statistics. When we quote car insurance for high risk drivers, we take into account many variables that other carriers consistently ignore. We realize young drivers may use other forms of transportation and by doing so actually reduce vehicle usage. Did you know you could get discounts for using public transportation such as riding the bus to school or work? Has anyone ever told you that you can not only save money on carpooling with your friends, but also get an insurance break? Keeping the car out of heavy traffic equals lower rates on car insurance for high risk drivers, and it saves on gas. If we can document you are using the vehicle less- especially during peak hours- we can significantly reduce rates on car insurance for high risk drivers.

Another factor we can employ when estimating car insurance for high risk drivers is GPA. Believe it or not, we can actually look into giving you a discount if you have an A or B average in school! Why? Because when writing car insurance for high risk drivers, George White rewards good work and responsibility rather than punishing occasional carelessness.

While he will never alter the facts of your driving record, George will factor character, work ethic, and achievement into your quote. Call him personally today at 1-866-663-5272 to get started.

About the Author

George White personally has over twenty-five years experience in all facets of the Texas property and casualty insurance industry, including three years in underwriting, two in finance, one year in the comptrollers office, and four years in claims evaluation as a licensed examiner. This has given George White a broad understanding of all aspects of the insurance industry and the many complex perspectives that are involved. He will work to provide

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